Real Estate 360 Radio: April 17th, 2014- Phil Georgiades

Our featured guest this week is Phil Georgiades, Chief Loan Steward for VA Home Loan Centers.   Today he talks about government home loans and how they can be used for all purposes.  They offer lower interest rates and have very relaxed guidelines.  They can be used to buy a home with $0 down, to get cash back to rehab a home (or fix-n-flip), to retire in paradise, or to subsidize your income (if you are 62 or older)

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Phil Georgiades

Phil Georgiades is the Chief Loan Steward for VA Home Loan Centers, a veteran and active duty military services organization. Phil is a specialist in government mortgage products, consumer advocacy and affordable homeownership. Phil has provided real estate counseling for over 15 years. Phil is licensed by the California Bureau of Real Estate and has been with VA Home Loan Centershttp://www.vahomeloancenters.org since 2009.

Special Giveaway!

Federal Home Loan Centers would like to offer a FREE appraisal, paid at funding, to the first 25 callers who qualify for a government home loan!

Contact:

Government home loans can only be made by government-approved and authorized lenders.  Federal Home Loan Centers is happy to answer any questions or provide more information to your listeners.  Federal Home Loan Centers can be reached by calling toll-free at 877-432-LOAN or by going to our website at fedhomeloan.org. Call 877-432-LOAN and apply today!

Real Estate 360 Radio: April 10th, 2014-Jason Meyer

Our featured guest this week is Jason Meyer, co-founder of CreditSense.com.  Jason discusses credit optimization and credit repair, the differences, and how this information can be used to help your credit! 

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Jason Meyer

Jason Meyer photo 150x150 Real Estate 360 Radio: April 10th, 2014 Jason MeyerJason Meyer began his career at Goldman Sachs in New York, which lead him to successfully open a Seattle office. He was the managing director at Lydian Trust. Jason is an attorney, was the  founder and CEO of Thriftbooks.com prior to the sale of that company and the cofounder of CreditSense.com.

The CreditSense Difference

Every credit repair company in the country does the same thing. They send a letter to the credit bureaus that says the problem account is not yours, or not actually late. They have no proof or research behind what they say, kind of like pointing your finger in the dark. They give you a SINGLE POINT of credit inspection

And what if you don’t have bad credit but you still want a higher score?

At CreditSense we do things different. We know that there is a perfect credit profile that always delivers an 800+ credit score. (round hole) Your credit profile is probably NOT perfect (square peg). We bring your credit profile into alignment with that perfect profile. The result: YOU get a Tier 1 or even an 800+ credit score—guaranteed!

How do we do it? Instead of a one-point inspection, we do a 40-point inspection of every facet of your credit profile looking for factual errors, inconsistencies, and drags on your score—and we fix and optimize them! CreditSense does REAL research and checks what is dragging your score down, then has your creditors and the bureaus correct them. This means more credit score points for you.

CreditSense helps you make sense of your credit. We know the rules of a high credit score and help you maximize your points—and your credit approvals. CreditSense ”optimizes” your credit profile so that it fits that perfect 800+ credit profile.  We work hard so all you hear from lenders is, YES!

That’s the CreditSense difference, join the 8 steps to 800+ program today and get your very own new credit score!

Special Give Away:

For any of the listeners that are interested in the program they will receive our Bank Playbook: “Insiders Secrets to the Money Game” and Credit Bureau Playbook: “Insiders Secrets to the Credit Game”. Also we will offer a free analysis of credit reports to show listeners what is standing in their way of a Tier 1 or 800+ credit score and to see if they would be a good fit for our program.

Contact Jason:

for more information visit www.CreditSense.com

Real Estate 360 Radio: April 3rd, 2014- Gus Lopez

Our featured guest this week is Gus Lopez,  of A-One Construction.  Gus was the 2012 president of the So-Cal Remodelers
Association and acting board member of the Building Industry Association in Los Angeles California.  He will be discussing Title 24 of the California Code of Regulations, known as the California Building Standards Code or just “Title 24″.  Title 24 contains the regulations that govern the construction of buildings in California.

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Gus Lopez & A-One Construction

Gus Lopez 150x150 Real Estate 360 Radio: April 3rd, 2014  Gus LopezGus Lopez of A-One Construction was the 2012 president of the So-Cal Remodelers Association and acting board member of the Building Industry Association in Los Angeles California.  Established in 1986, A-One Construction & Design started its business in the commercial construction industry specializing in building full service kitchens and quickly became involved with REO properties working with banks, real estate companies and private investors needing a quick turnaround for investment properties. As the company grew, Lopez began to work with the residential community and became a specialist in green building/remodeling and Earthquake retrofitting. His specialties include sustainable development, ecological and environmental Impact, CAPS-Certified Aging In Place Specialist-Aging Accessibility, CGP-Certified Green Professional and EPA-Lead RRP Class Instructor.
Gus Lopez associations include Coldwell Banker Concierge Services, ECO/Pro-Diver Association, Everlife Association, NAHB-BIA Association, SoCal Remodelers Council, BIEC-Building Industry Educational Council, Valley Green Building Task Force ,El Chico Verde, EPA-Environmental Protection Agency USA, BPI – Building Performance Institute, Low Impact Living, and IHA-International Housing Association.

Contact Gus:

for more information visit www.aoneconstruct.com or call (818)470-7915

 

Wall Street Wakes Up And Targets The Buy-To-Rent Asset Class

wall street sign 150x150 Wall Street Wakes Up And Targets The Buy To Rent Asset ClassWith the generous returns rental property ownership currently provides due to lower purchase prices after the Great Recession coupled with rising rents, Wall Street is waking up and jumping in the buy-to-rent game in a very big way.

Smart institutional money has bought over 120,000 properties in the past 2 years.  In addition, institutional investors are buying up regional turnkey and property management companies in the buy-to-rent industry.

wall street house 150x150 Wall Street Wakes Up And Targets The Buy To Rent Asset ClassWhy is buy-to-rent a very hot topic for hedge funds, fund analysts, and investment media? It started when  marketing legend Warren Buffett and Stephen Schwarzman, CEO, Chairman, and Co-Founder of Blackstone Group started buying tens of thousands of single-family rental properties. Since then, this asset class that was once predominantly owned by individual investors has attracted attention by the big boys on Wall Street.

Wall Street investment funds are pouring capital into rental properties, making real estate a mainstream asset. This has given credibility to an asset class that in the past has been treated casually by investment experts.

With it’s ability to generate dependable monthly income, potential appreciation, and very favorable tax treatment, rental real estate has the capacity to build portfolios faster than any other asset. Given the unique benefits of owning real estate as an investment, it’s actually surprising it has taken Wall Street this long to get on board.  Consider these facets of investing in rental property

  1. The investment is secured by a title filed with the local county recorder, and insured with title insurance for even more safety
  2. It is possible to leverage the investment 3 to 5 times the amount of the initial investment (or purchase deposit) by borrowing against the title
  3. The principal is insured against loss via property insurance
  4. Rental rates rise with inflation resulting in increased income over time when coupled with a fixed rate mortgage
  5. Rental income insurance can be used to guarantee rental income
  6. A professional property manager or turnkey investment company can provide sustained rental income and property maintenance with little oversight on the investors part
  7. Appreciation increases the value of the property/investment
  8. Rental income pays down the mortgage, providing additional returns

When looking at traditional investment asset classes such as stocks, bonds, mutual funds, commodities, etc. none come close to having these advantages. With real estate you can insure your capital, your interest, and your income. Try doing that with your stocks and bonds!

Summit Assets Group has a small number of turnkey properties available in strong rental markets, providing dependable, no-hassle monthly cash flow for real estate investors.  Call us at 888-298-0652 to discuss available properties or send us a message online 24/7.

Real Estate 360 Radio: March 27th, 2014- Cory Monroe

Our featured guest this week is Cory Monroe,  Founder and president of NeWave Construction.  Cory will be talking about looking for and finding the potential of a home, as well as the common mistakes clients make in chasing that potential.  He will also be giving tips on setting your budget when building or remodeling your home.

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Cory Monroe

NeWave 130 Real Estate 360 Radio: March 27th, 2014  Cory MonroeCory Monroe is founder and president of NeWave Construction Inc. Cory is an experienced construction executive, who has nearly 15 years of experience in the construction industry ranging from construction management and design-build to new construction and renovations. He founded NeWave Construction in 2007 with the goal creating a full-service residential and commercial construction company that provides value, quality, and creative solutions to clients via a unique design-build program. Cory has led the company through more than seven years of steady growth with annual sales increasing from $200,000 more than $1 million in 2013. Cory is a licensed contractor who was born and raised in Southern California. In his spare time, he enjoys spending time with his son, as well as saltwater fishing, motorcycle riding, and camping.

About NeWave Construction

Founded in 2007, NeWave Construction Inc. is a full-service residential and commercial construction company that has successfully operated in Southern California for more than seven years, completing more than 1,200 small- and large-scale projects. The company is based in Costa Mesa, and is licensed, full-service residential and commercial construction company with a dedicated team providing value, quality, and creative solutions to clients via its unique design-build program. Services include architectural design; residential and light commercial remodel and new construction; foundations; survey well monuments; HOA construction services; and commercial and residential property management construction services. The company has a staff of seven and also works closely with 15 subcontracted workers (excluding subcontracting companies). For more information visit

Contact Cory:

for more information visit www.newaveconstruction.com

 

Real Estate 360 Radio: March 20th, 2014- Jorge Newbery

Our featured guest this week is Jorge Newbery, Founder and CEO of American Homeowner Preservation.

Late last year, the JOBS Act went into effect, making it possible for businesses to solicit equity investments online. This shift resulted in the emergence of a brand new sector: real estate crowd funding. Dozens of real estate crowd funding platforms have popped up in the last few months, but none of them are quite like American Homeowner Preservation (AHP). AHP allows accredited investors to use pool their funds and invest in distressed mortgages. These investments have meaningful financial and social returns. They create viable, sustainable solutions that help families who are facing foreclosure to stay in their homes, and investors earn returns of at least nine percent. In this interview, AHP founder Jorge Newbery will discuss the emergence of real estate crowd funding and the unique opportunity that AHP has created for investors to make smart investments while strengthening families and communities.

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Jorge Newbery

Founder & CEO, American Homeowner Preservation

Jorge Pic Real Estate 360 Radio: March 20th, 2014  Jorge NewberyAs American Homeowner Preservation’s CEO, Jorge Newbery works to create meaningful social and financial returns for investors, while keeping families in their homes. Newbery co-founded American Homeowner Preservation in 2008 as a nonprofit that worked directly with banks to modify mortgages and keep homeowners intact. He has since seen the business through two additional iterations, first as a for-profit that worked directly with individual investors, and most

recently as a crowdfunding platform that allows investors to pool their money and invest in distressed mortgages online. Newbery has 24 years experience in the real estate industry, and founded a successful mortgage company, Sunset Mortgage, in 1992. He began focusing solely on distressed properties in 1995. Newbery draws on his extensive experience to lead AHP’s mission to facilitate win-win-win solutions for homeowners, investors and lenders.

CONTACT

Visit www.AHPinvest.com to learn more and begin investing or call directly at 800-555-1055Jorge is happy to talk to prospective investors himself.